Free & private
Free Insurance Claim Calculators for Kentucky Owners
Seven calculators and planners drawn from real appraisal work. Check the carrier’s math, see what you’re owed and decide on next steps — no sign-up, nothing stored.
EstimatorAppraisal Payoff Estimator
Compare the carrier’s estimate to yours, weigh appraisal costs and see the net increase you might keep.
CalculatorRCV & ACV Holdback Calculator
Estimate your first ACV check, the depreciation held back and what you can recover after repairs.
CalculatorRoof Measurement Calculator
Turn a footprint and pitch into roofing squares, add waste and compare against the carrier’s count.
CalculatorPercentage Deductible Calculator
See what a 1%, 2% or 5% wind and hail deductible really costs next to a flat deductible.
PlannerClaim Timeline Builder
Build a dated list of claim milestones from your date of loss and export it to your calendar.
CheckupAppraisal Readiness Checkup
Answer 10 yes-or-no questions to see if your claim file is ready for appraisal and what to fix first.
CalculatorStorm Tree Removal Coverage Calculator
Estimate how much of a storm tree removal bill your homeowners policy may cover and what you might pay.A sensible order
Using the calculators together
- Claim timeline builder — so no deadline slips
- Roof measurement calculator — to check squares and pitch
- Percentage deductible calculator — to see what the deductible takes
- RCV & ACV holdback calculator — to understand the first check
- Tree removal coverage calculator — after an ice storm or windstorm
- Appraisal payoff estimator — to test the dispute with fees
- Appraisal readiness checkup — before you demand appraisal
Free claim conversation
Tell us what the carrier offered. We’ll say plainly whether appraisal fits.
(844) 537-1427Send claim details Mon–Fri 8am–6pm ET