/* Kentucky Insurance Appraiser — royal blue (#0033A0) with a coral accent. Sora + Hanken Grotesk. */
:root {
  --blue: #0033A0;
  --blue-deep: #001A57;
  --blue-ink: #000E33;
  --blue-mid: #2A5BD7;
  --tint: #E9EFFC;
  --mist: #F5F8FE;
  --coral: #FF6B4A;
  --coral-deep: #E04A2A;
  --coral-soft: #FFE6DF;
  --ink: #0E1A33;
  --text: #34405A;
  --muted: #5F6C86;
  --line: #DCE3F0;
  --paper: #fff;
  --ok: #1E7F55;
  --warn: #B86E00;
  --radius: 14px;
  --radius-lg: 22px;
  --shadow: 0 1px 2px rgba(0, 20, 70, .06), 0 10px 30px -12px rgba(0, 20, 70, .18);
  --shadow-lg: 0 30px 60px -24px rgba(0, 20, 70, .35);
  --display: "Sora", "Segoe UI", system-ui, sans-serif;
  --sans: "Hanken Grotesk", "Segoe UI", system-ui, -apple-system, sans-serif;
  --head-h: 76px;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: calc(var(--head-h) + 16px); }
body { margin: 0; background: var(--paper); color: var(--text); font: 400 1.0625rem/1.65 var(--sans); overflow-x: hidden; }
img, svg { display: block; max-width: 100%; }
img { height: auto; }
a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--coral-deep); }
h1, h2, h3, h4 { font-family: var(--display); color: var(--ink); line-height: 1.18; letter-spacing: -.02em; margin: 0 0 .5em; font-weight: 700; }
h1 { font-size: clamp(2.05rem, 4.6vw, 3.5rem); font-weight: 800; letter-spacing: -.035em; }
h2 { font-size: clamp(1.55rem, 2.8vw, 2.25rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }
ul, ol { margin: 0 0 1em; padding-left: 1.2em; }
button, input, select, textarea { font: inherit; color: inherit; }
.ic { width: 20px; height: 20px; flex: none; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.wrap { width: min(1220px, 100% - 40px); margin-inline: auto; }
.wrap > *, .cols > *, [class*="grid"] > * { min-width: 0; }
.skip { position: absolute; left: 12px; top: -60px; z-index: 300; background: var(--coral); color: #fff; padding: 10px 16px; border-radius: 8px; font-weight: 700; }
.skip:focus { top: 12px; color: #fff; }
:focus-visible { outline: 3px solid var(--coral); outline-offset: 2px; }
.center { text-align: center; margin-top: 36px; }
.small { font-size: .9rem; color: var(--muted); }

/* ---------- buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 50px; padding: 12px 24px; border-radius: 999px; border: 2px solid transparent;
  font: 700 1rem/1.2 var(--sans); text-decoration: none; cursor: pointer; transition: transform .2s, background .2s, color .2s, border-color .2s, box-shadow .2s; }
.btn .ic { width: 18px; height: 18px; }
.btn:hover { transform: translateY(-2px); }
.btn.coral { background: var(--coral); color: #2a0b02; box-shadow: 0 10px 24px -10px rgba(255, 107, 74, .8); }
.btn.coral:hover { background: #ff825f; color: #2a0b02; }
.btn.blue { background: var(--blue); color: #fff; }
.btn.blue:hover { background: var(--blue-deep); color: #fff; }
.btn.line { border-color: var(--blue); color: var(--blue); background: transparent; }
.btn.line:hover { background: var(--blue); color: #fff; }
.btn.ghost-l { border-color: rgba(255, 255, 255, .55); color: #fff; background: rgba(255, 255, 255, .06); }
.btn.ghost-l:hover { background: #fff; color: var(--blue-deep); border-color: #fff; }
.btn.sm { min-height: 40px; padding: 8px 16px; font-size: .92rem; }
.btn.full { width: 100%; }
.btns { display: flex; flex-wrap: wrap; gap: 12px; margin: 26px 0 0; }
.link { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; text-decoration: none; }
.link .ic { transition: transform .2s; }
.link:hover .ic { transform: translateX(4px); }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; margin: 0 0 14px; font: 700 .78rem/1 var(--sans); letter-spacing: .16em; text-transform: uppercase; color: var(--blue); }
.eyebrow::before { content: ""; width: 26px; height: 3px; border-radius: 3px; background: var(--coral); }
.eyebrow.on-dark { color: #c9d7ff; }

/* ---------- header ---------- */
.site-head { position: sticky; top: 0; z-index: 100; height: var(--head-h); background: #fff; border-bottom: 1px solid var(--line); transition: background .3s, box-shadow .3s, border-color .3s; }
.has-hero .site-head { position: fixed; left: 0; right: 0; background: transparent; border-color: transparent; }
.has-hero .site-head.solid, .site-head.solid { background: #fff; border-color: var(--line); box-shadow: 0 8px 24px -16px rgba(0, 20, 70, .35); }
.head-in { height: 100%; display: flex; align-items: center; gap: 24px; }
.brand, .brand:hover, .brand:focus, .brand:visited { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; color: var(--ink); }
.brand .mark { width: 42px; height: 42px; flex: none; }
.brand-t { display: flex; flex-direction: column; line-height: 1.1; }
.brand-t b { font: 700 1.04rem/1.15 var(--display); letter-spacing: -.02em; color: inherit; }
.brand-t small { font-size: .74rem; color: var(--muted); letter-spacing: .02em; }
.has-hero .site-head:not(.solid) .brand, .has-hero .site-head:not(.solid) .brand:hover { color: #fff; }
.has-hero .site-head:not(.solid) .brand-t small { color: #c9d7ff; }
.nav { margin-left: auto; }
.nav > ul { display: flex; align-items: center; gap: 2px; list-style: none; margin: 0; padding: 0; }
.nav-item { position: relative; }
.nav-item > button, .nav-link { display: inline-flex; align-items: center; gap: 4px; padding: 10px 12px; border: 0; background: none; border-radius: 10px;
  font: 600 .96rem/1 var(--sans); color: var(--ink); text-decoration: none; cursor: pointer; }
.nav-item > button:hover, .nav-link:hover, .nav-item.open > button { background: var(--tint); color: var(--blue); }
.has-hero .site-head:not(.solid) .nav-item > button, .has-hero .site-head:not(.solid) .nav-link { color: #fff; }
.has-hero .site-head:not(.solid) .nav-item > button:hover, .has-hero .site-head:not(.solid) .nav-link:hover, .has-hero .site-head:not(.solid) .nav-item.open > button { background: rgba(255, 255, 255, .14); color: #fff; }
.chev { width: 16px; height: 16px; transition: transform .2s; }
.nav-item.open .chev { transform: rotate(180deg); }
.dd { position: absolute; top: calc(100% + 10px); left: 50%; translate: -50% 6px; min-width: 260px; padding: 10px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow-lg); opacity: 0; visibility: hidden; transition: opacity .18s, translate .18s, visibility .18s; }
.dd.two { min-width: 520px; }
.dd.two ul { columns: 2; column-gap: 8px; }
.dd ul { list-style: none; margin: 0; padding: 0; }
.dd li { break-inside: avoid; }
.dd a { display: flex; align-items: center; gap: 6px; padding: 9px 12px; border-radius: 9px; color: var(--ink); text-decoration: none; font-size: .95rem; font-weight: 500; }
.dd a:hover { background: var(--mist); color: var(--blue); }
.dd .all a { color: var(--blue); font-weight: 700; }
.dd .all .ic { width: 16px; height: 16px; }
.nav-item.open .dd, .nav-item:focus-within .dd { opacity: 1; visibility: visible; translate: -50% 0; }
html:not(.js) .nav-item:hover .dd { opacity: 1; visibility: visible; translate: -50% 0; }
.head-call { display: inline-flex; align-items: center; gap: 8px; padding: 10px 16px; border-radius: 999px; background: var(--coral); color: #2a0b02; font-weight: 700; text-decoration: none; white-space: nowrap; }
.head-call:hover { background: #ff825f; color: #2a0b02; }
.menu-btn { display: none; width: 46px; height: 46px; margin-left: auto; align-items: center; justify-content: center; border-radius: 12px; border: 1px solid var(--line); background: #fff; color: var(--ink); cursor: pointer; }
.menu-btn .ic { width: 24px; height: 24px; }
.has-hero .site-head:not(.solid) .menu-btn { background: rgba(255, 255, 255, .12); border-color: rgba(255, 255, 255, .35); color: #fff; }

/* ---------- drawer (outside the header) ---------- */
.scrim { position: fixed; inset: 0; z-index: 190; background: rgba(0, 14, 51, .55); opacity: 0; visibility: hidden; transition: opacity .3s, visibility .3s; }
.drawer { position: fixed; top: 0; right: 0; bottom: 0; z-index: 200; width: min(400px, 88vw); display: flex; flex-direction: column; background: #fff;
  transform: translateX(100%); visibility: hidden; box-shadow: none; transition: transform .32s cubic-bezier(.2, .8, .2, 1), visibility 0s linear .32s, box-shadow .32s; }
.drawer-open .drawer { transform: none; visibility: visible; box-shadow: -24px 0 60px -20px rgba(0, 14, 51, .5); transition: transform .32s cubic-bezier(.2, .8, .2, 1), visibility 0s, box-shadow .32s; }
.drawer-open .scrim { opacity: 1; visibility: visible; }
.drawer-open { position: fixed; left: 0; right: 0; overflow: hidden; }
.drawer-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 14px 16px 14px 20px; border-bottom: 1px solid var(--line); }
.drawer-top .brand .mark { width: 36px; height: 36px; }
.drawer-top .brand-t b { font-size: .95rem; }
.drawer-x { width: 44px; height: 44px; display: inline-flex; align-items: center; justify-content: center; border: 1px solid var(--line); border-radius: 12px; background: #fff; cursor: pointer; color: var(--ink); }
.drawer-x .ic { width: 22px; height: 22px; }
.drawer-nav { flex: 1; overflow-y: auto; padding: 8px 12px; overscroll-behavior: contain; }
.drawer-nav ul { list-style: none; margin: 0; padding: 0; }
.drawer-nav > ul > li { border-bottom: 1px solid var(--line); }
.drawer-nav .top, .acc { display: flex; width: 100%; align-items: center; justify-content: space-between; padding: 16px 8px; border: 0; background: none; text-align: left;
  font: 600 1.08rem/1.2 var(--display); color: var(--ink); text-decoration: none; cursor: pointer; }
.acc[aria-expanded="true"] { color: var(--blue); }
.acc[aria-expanded="true"] .chev { transform: rotate(180deg); }
.acc-p { padding: 0 0 12px; }
.acc-p a { display: block; padding: 10px 12px; border-radius: 9px; color: var(--text); text-decoration: none; }
.acc-p a:hover { background: var(--mist); color: var(--blue); }
.acc-p a.all { color: var(--blue); font-weight: 700; }
.drawer-foot { display: grid; gap: 10px; padding: 16px 20px 22px; border-top: 1px solid var(--line); background: var(--mist); }
.drawer-foot small { text-align: center; color: var(--muted); }

/* ---------- hero (home) ---------- */
.hero { position: relative; isolation: isolate; color: #fff; padding: calc(var(--head-h) + 56px) 0 110px; overflow: hidden; background: var(--blue-deep); }
.hero-img, .phero-img, .pcta-img { position: absolute; inset: 0; z-index: -2; overflow: hidden; }
.hero-img img, .phero-img img, .pcta-img img { width: 100%; height: 100%; object-fit: cover; transform: scale(1.12); will-change: transform; }
.hero::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(100deg, rgba(0, 14, 51, .94) 0%, rgba(0, 26, 87, .86) 42%, rgba(0, 51, 160, .45) 100%); }
.hero-in { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: 56px; align-items: center; }
.hero h1 { color: #fff; max-width: 15ch; }
.hero h1 em { font-style: normal; color: var(--coral); }
.hero .lede { font-size: 1.18rem; max-width: 56ch; color: #dfe7ff; }
.hero-ticks { list-style: none; padding: 0; margin: 30px 0 0; display: flex; flex-wrap: wrap; gap: 10px 22px; color: #dfe7ff; font-weight: 500; }
.hero-ticks li { display: flex; align-items: center; gap: 8px; }
.hero-ticks .ic { color: var(--coral); width: 18px; height: 18px; }
.hero-form .lead { background: #fff; color: var(--text); border-radius: var(--radius-lg); padding: 28px; box-shadow: var(--shadow-lg); border-top: 6px solid var(--coral); }

/* ---------- forms ---------- */
.lead-t { font-size: 1.45rem; margin-bottom: 4px; }
.lead-sub { color: var(--muted); margin-bottom: 18px; font-size: .97rem; }
.fgrid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.fgrid .span { grid-column: 1 / -1; }
label { display: block; margin-bottom: 6px; font-weight: 600; font-size: .9rem; color: var(--ink); }
input:not([type=checkbox]):not([type=radio]):not([type=range]), select, textarea {
  width: 100%; min-height: 48px; padding: 11px 14px; border: 1.5px solid var(--line); border-radius: 11px; background: #fff; color: var(--ink); transition: border-color .2s, box-shadow .2s; }
textarea { min-height: 110px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 4px rgba(0, 51, 160, .14); }
[aria-invalid="true"] { border-color: var(--coral-deep) !important; }
.tick { display: flex; gap: 10px; align-items: flex-start; font-weight: 500; font-size: .9rem; color: var(--text); }
.tick input { width: 18px; height: 18px; margin-top: 3px; flex: none; accent-color: var(--blue); }
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-msg { margin: 12px 0 0; font-weight: 600; font-size: .95rem; }
.form-msg:empty { display: none; }
.form-msg.ok { color: var(--ok); }
.form-msg.err { color: var(--coral-deep); }

/* ---------- sections ---------- */
.sec { padding: clamp(64px, 9vw, 110px) 0; }
.sec.tint { background: var(--mist); }
.sec.deep { background: radial-gradient(1200px 500px at 85% 0%, #0b3cb0 0%, transparent 60%), var(--blue-deep); color: #dfe7ff; }
.sec.deep h2 { color: #fff; }
.sec.deep a:not(.btn) { color: #ffd2c6; }
.sec.deep a:not(.btn):hover { color: #fff; }
.sec-head { max-width: 760px; margin: 0 auto 48px; text-align: center; }
.sec-head.left { margin-left: 0; text-align: left; }
.sec-head p { color: var(--muted); font-size: 1.08rem; }

/* triage strip overlapping the hero */
.triage { position: relative; z-index: 2; margin-top: -64px; }
.triage-in { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.triage-in li { display: flex; gap: 16px; padding: 24px; background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); border: 1px solid var(--line); }
.triage-in li > span { flex: none; width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--blue); color: #fff; font: 700 1.05rem var(--display); }
.triage-in h2 { font-size: 1.12rem; margin-bottom: 4px; }
.triage-in p { margin: 0; font-size: .96rem; color: var(--muted); }

/* intro + glance */
.intro-in { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: 64px; align-items: start; }
.ticks { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 14px; }
.ticks li { display: flex; gap: 12px; align-items: flex-start; }
.ticks .ic { color: #fff; background: var(--blue); border-radius: 50%; padding: 3px; width: 24px; height: 24px; margin-top: 2px; }
.glance { background: var(--blue); color: #dfe7ff; border-radius: var(--radius-lg); padding: 30px 30px 0; overflow: hidden; box-shadow: var(--shadow-lg); }
.glance-t { font: 700 .8rem/1 var(--sans); letter-spacing: .14em; text-transform: uppercase; color: #c9d7ff; margin-bottom: 20px; }
.glance dl { display: grid; grid-template-columns: 1fr 1fr; margin: 0; }
.glance dl > div { padding: 16px 0; border-top: 1px solid rgba(255, 255, 255, .18); }
.glance dl > div:nth-child(odd) { padding-right: 16px; }
.glance dt b { font: 800 2.4rem/1 var(--display); color: #fff; letter-spacing: -.03em; }
.glance dd { margin: 6px 0 0; font-size: .92rem; }
.glance figure { margin: 18px -30px 0; aspect-ratio: 16/8; overflow: hidden; }
.glance figure img { width: 100%; height: 100%; object-fit: cover; }

/* service rows */
.srows { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.srow { display: flex; align-items: center; gap: 18px; padding: 12px 20px 12px 12px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); color: var(--text); text-decoration: none;
  transition: border-color .2s, box-shadow .2s, transform .2s; }
.srow:hover { border-color: var(--blue); box-shadow: var(--shadow); transform: translateY(-2px); color: var(--text); }
.srow-img { flex: none; width: 120px; aspect-ratio: 4/3; border-radius: 10px; overflow: hidden; }
.srow-img img, .tcard-img img, .icard-img img, .rcard-img img, .gcard-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s cubic-bezier(.2, .8, .2, 1); }
.srow:hover img, .tcard:hover img, .icard:hover img, .rcard:hover img, .gcard:hover img { transform: scale(1.08); }
.srow-b { display: flex; flex-direction: column; gap: 2px; flex: 1; }
.srow-b small { font: 700 .75rem var(--display); color: var(--coral-deep); letter-spacing: .08em; }
.srow-b strong { font: 700 1.06rem/1.25 var(--display); color: var(--ink); }
.srow-b span { font-size: .93rem; color: var(--muted); line-height: 1.45; }
.srow > .ic { color: var(--blue); transition: transform .2s; }
.srow:hover > .ic { transform: translateX(4px); }

/* gap section */
.gapsec { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1.15fr); gap: 56px; align-items: center; }

/* horizontal process timeline */
.steps { --fill: 0; position: relative; list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(7, minmax(0, 1fr)); gap: 18px; }
.steps::before, .steps::after { content: ""; position: absolute; left: 22px; right: 22px; top: 21px; height: 4px; border-radius: 4px; background: var(--line); }
.steps::after { background: linear-gradient(90deg, var(--blue), var(--coral)); transform-origin: left; transform: scaleX(var(--fill)); }
.step { position: relative; z-index: 1; }
.step .dot { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 50%; background: #fff; border: 3px solid var(--line); color: var(--muted); font: 700 1.05rem var(--display); transition: background .3s, border-color .3s, color .3s; }
.step.on .dot { background: var(--blue); border-color: var(--blue); color: #fff; }
.step h3 { font-size: 1rem; margin: 16px 0 6px; }
.step p { font-size: .9rem; color: var(--muted); margin: 0; }
html:not(.js) .step .dot { background: var(--blue); border-color: var(--blue); color: #fff; }

/* region cards */
.rcards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.rcard { background: #fff; border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); display: flex; flex-direction: column; }
.rcard-img { aspect-ratio: 16/10; overflow: hidden; }
.rcard-b { padding: 22px; display: flex; flex-direction: column; flex: 1; }
.rcard-b small { font-size: .8rem; color: var(--muted); font-weight: 600; }
.rcard-b h3 { margin: 4px 0 8px; }
.rcard-b p { font-size: .96rem; }
.rcard-l { margin: auto 0 0; display: flex; flex-wrap: wrap; gap: 8px; }
.rcard-l a { padding: 5px 12px; border-radius: 999px; background: var(--tint); font-size: .86rem; font-weight: 600; text-decoration: none; }
.rcard-l a:hover { background: var(--blue); color: #fff; }

/* storm rail */
.storms { list-style: none; margin: 0; padding: 0 0 12px; display: grid; grid-auto-flow: column; grid-auto-columns: minmax(270px, 1fr); gap: 20px; overflow-x: auto; scroll-snap-type: x mandatory; }
.storm { scroll-snap-align: start; position: relative; border-radius: var(--radius); overflow: hidden; background: var(--blue-ink); color: #dfe7ff; min-height: 340px; display: flex; flex-direction: column; justify-content: flex-end; isolation: isolate; }
.storm img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; opacity: .55; transition: transform .6s; }
.storm:hover img { transform: scale(1.06); }
.storm::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, transparent 20%, rgba(0, 14, 51, .95) 85%); }
.storm > div { padding: 22px; }
.storm b { font: 800 2.3rem/1 var(--display); color: var(--coral); }
.storm h3 { color: #fff; margin: 8px 0 6px; }
.storm p { margin: 0; font-size: .93rem; }

/* tool cards */
.tcards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.tcards.three { grid-template-columns: repeat(3, 1fr); }
.tcard { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; color: var(--text); text-decoration: none; transition: box-shadow .2s, transform .2s; }
.tcard:hover { box-shadow: var(--shadow); transform: translateY(-3px); color: var(--text); }
.tcard-img { position: relative; aspect-ratio: 16/10; overflow: hidden; }
.tcard-img i { position: absolute; left: 12px; top: 12px; padding: 4px 10px; border-radius: 999px; background: #fff; color: var(--blue); font: 700 .74rem var(--sans); font-style: normal; letter-spacing: .06em; text-transform: uppercase; }
.tcard-b { padding: 18px 20px 22px; display: flex; flex-direction: column; gap: 6px; }
.tcard-b strong, .tcard-b h2 { font: 700 1.08rem/1.25 var(--display); color: var(--ink); margin: 0; }
.tcard-b span { font-size: .93rem; color: var(--muted); }

/* myths */
.myth { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: 56px; align-items: start; }
.myths { margin: 0; display: grid; gap: 14px; }
.myths > div { display: grid; grid-template-columns: 1fr 1fr; border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); }
.myths dt, .myths dd { margin: 0; padding: 18px 20px; display: flex; gap: 10px; align-items: flex-start; font-size: .97rem; }
.myths dt { background: var(--coral-soft); color: #6b2412; font-weight: 600; }
.myths dd { background: #fff; }
.myths dt .ic { color: var(--coral-deep); margin-top: 3px; }
.myths dd .ic { color: var(--ok); margin-top: 3px; }

/* faq */
.faqsec { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: 56px; align-items: start; }
.faq { display: grid; gap: 10px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 12px; }
.faq summary { list-style: none; display: flex; justify-content: space-between; gap: 16px; align-items: center; padding: 16px 20px; cursor: pointer; font: 600 1.02rem/1.35 var(--display); color: var(--ink); }
.faq summary::-webkit-details-marker { display: none; }
.faq details[open] summary { color: var(--blue); }
.faq details[open] .chev { transform: rotate(180deg); }
.faq details p { padding: 0 20px 18px; margin: 0; }

/* guide cards */
.gcards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.gcard { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; display: flex; flex-direction: column; }
.gcard-img { display: block; aspect-ratio: 16/9; overflow: hidden; }
.gcard-b { padding: 20px 22px 24px; }
.gcard-b small { color: var(--coral-deep); font-weight: 700; font-size: .8rem; letter-spacing: .04em; }
.gcard-b h3, .gcard-b h2 { font-size: 1.14rem; margin: 6px 0 8px; }
.gcard-b h3 a, .gcard-b h2 a { color: var(--ink); text-decoration: none; }
.gcard-b h3 a:hover, .gcard-b h2 a:hover { color: var(--blue); }
.gcard-b p { font-size: .95rem; color: var(--muted); margin: 0; }

/* parallax CTA */
.pcta { position: relative; isolation: isolate; overflow: hidden; color: #dfe7ff; padding: clamp(80px, 12vw, 150px) 0; text-align: center; background: var(--blue-ink); }
.pcta::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, rgba(0, 14, 51, .7), rgba(0, 26, 87, .85)); }
.pcta-in { max-width: 760px; }
.pcta h2 { color: #fff; font-size: clamp(1.8rem, 3.6vw, 2.8rem); }
.pcta .btns { justify-content: center; }

/* where we work */
.where { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 56px; align-items: start; }
.contact-lines { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 12px; }
.contact-lines li { display: flex; gap: 12px; align-items: center; font-weight: 600; color: var(--ink); }
.contact-lines .ic { color: var(--blue); }
.city-list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.city-list a { display: flex; flex-direction: column; padding: 14px 16px; border: 1px solid var(--line); border-radius: 12px; text-decoration: none; font: 700 1rem var(--display); color: var(--ink); transition: border-color .2s, background .2s; }
.city-list a small { font: 500 .82rem var(--sans); color: var(--muted); }
.city-list a:hover { border-color: var(--blue); background: var(--mist); color: var(--blue); }

/* ---------- interior hero ---------- */
.phero { position: relative; isolation: isolate; overflow: hidden; color: #dfe7ff; background: var(--blue-deep); padding: 58px 0 64px; }
.phero::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(105deg, rgba(0, 14, 51, .95) 0%, rgba(0, 26, 87, .85) 55%, rgba(0, 51, 160, .5) 100%); }
.phero h1 { color: #fff; max-width: 22ch; font-size: clamp(1.9rem, 4vw, 3rem); }
.phero .lede { font-size: 1.12rem; max-width: 62ch; color: #dfe7ff; margin: 0; }
.phero.nf { padding: 120px 0; }
.crumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 6px; padding: 0; margin: 0 0 22px; font-size: .88rem; color: #b9c9f5; }
.crumbs li + li::before { content: "/"; margin-right: 6px; opacity: .6; }
.crumbs a { color: #fff; text-decoration: none; }
.crumbs a:hover { color: var(--coral); }
.chips { list-style: none; padding: 0; margin: 28px 0 0; display: flex; flex-wrap: wrap; gap: 10px; }
.chips li { padding: 10px 16px; border-radius: 12px; background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .2); color: #fff; font-weight: 600; font-size: .95rem; }
.chips small { display: block; font-weight: 500; font-size: .74rem; color: #b9c9f5; letter-spacing: .06em; text-transform: uppercase; }

/* ---------- two-column interior layout ---------- */
.cols { display: grid; grid-template-columns: minmax(0, 1fr) 340px; gap: 56px; padding-block: 60px 80px; align-items: start; }
.side { position: sticky; top: calc(var(--head-h) + 20px); }
.side-in { display: grid; gap: 18px; }
.box { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; }
.box-t { font-size: 1.05rem; margin-bottom: 10px; }
.box-call { background: var(--blue); border: 0; color: #dfe7ff; }
.box-call .box-t { color: #fff; }
.box-call p { font-size: .95rem; }
.box-phone { display: flex; align-items: center; gap: 10px; margin: 6px 0 14px; color: #fff; font: 700 1.35rem var(--display); text-decoration: none; }
.box-phone:hover { color: var(--coral); }
.box-call small { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 12px; color: #c9d7ff; }
.box-call small .ic { width: 16px; height: 16px; }
.box-links { list-style: none; padding: 0; margin: 0; }
.box-links a { display: flex; justify-content: space-between; align-items: center; gap: 10px; padding: 9px 0; border-bottom: 1px solid var(--line); color: var(--text); text-decoration: none; font-size: .95rem; }
.box-links li:last-child a { border-bottom: 0; }
.box-links a .ic { width: 16px; height: 16px; color: var(--muted); }
.box-links a:hover, .box-links a[aria-current] { color: var(--blue); }
.box-links a[aria-current] { font-weight: 700; }

/* prose */
.prose { font-size: 1.07rem; }
.prose > h2 { margin-top: 1.9em; font-size: clamp(1.4rem, 2.4vw, 1.85rem); }
.prose > h2:first-child, .prose > .snap:first-child h2, .prose > .stepper + h2, .prose > .jump + h2 { margin-top: 0; }
.prose h3 { margin-top: 1.5em; }
.prose li { margin-bottom: .4em; }
.prose.narrow { max-width: 760px; }
.prose table { width: 100%; border-collapse: collapse; margin: 1.2em 0; font-size: .96rem; }
.prose th, .prose td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
.prose thead th { background: var(--mist); color: var(--ink); font-family: var(--display); font-size: .9rem; }
.note { margin: 1.6em 0; padding: 20px 22px; border-left: 4px solid var(--coral); background: var(--coral-soft); border-radius: 0 12px 12px 0; color: #4a1a0c; }
.note .h { display: block; font-family: var(--display); color: #6b2412; margin-bottom: 4px; }
.wide-img { margin: 0 0 1.6em; }
.wide-img img { border-radius: var(--radius); }
.wide-img figcaption { font-size: .88rem; color: var(--muted); margin-top: 8px; }
.rel { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 12px; }
.rel a { display: grid; grid-template-columns: 1fr auto; align-items: end; gap: 4px 10px; padding: 16px 18px; border: 1px solid var(--line); border-radius: 12px; text-decoration: none; color: var(--ink); transition: border-color .2s, background .2s; }
.rel a small { grid-column: 1 / -1; font-size: .76rem; font-weight: 700; color: var(--coral-deep); text-transform: uppercase; letter-spacing: .08em; }
.rel a span { font: 600 1rem/1.3 var(--display); }
.rel a .ic { color: var(--blue); width: 18px; height: 18px; }
.rel a:hover { border-color: var(--blue); background: var(--mist); color: var(--blue); }

/* location snapshot */
.snap { background: var(--mist); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; margin-bottom: 2em; }
.snap h2 { font-size: 1.45rem; }
.snap h3 { font-size: 1rem; margin: 1.3em 0 .6em; }
.snap-facts { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin: 0; }
.snap-facts > div:last-child { grid-column: 1 / -1; }
.snap-facts dt { font-size: .76rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.snap-facts dd { margin: 2px 0 0; color: var(--ink); font-weight: 500; }
.tags { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.tags li { margin: 0; padding: 6px 12px; border-radius: 999px; background: var(--blue); color: #fff; font-size: .86rem; font-weight: 600; }
.tags.light li { background: #fff; color: var(--ink); border: 1px solid var(--line); }
.mini-tl { list-style: none; padding: 0; margin: 0; border-left: 3px solid var(--tint); }
.mini-tl li { position: relative; padding: 0 0 12px 18px; margin: 0; display: grid; grid-template-columns: 56px 1fr; gap: 10px; font-size: .96rem; }
.mini-tl li::before { content: ""; position: absolute; left: -8px; top: 6px; width: 13px; height: 13px; border-radius: 50%; background: var(--coral); border: 3px solid var(--mist); }
.mini-tl b { font-family: var(--display); color: var(--blue); }

/* process stepper */
.stepper { list-style: none; padding: 0; margin: 0 0 2em; display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 10px; }
.stepper li { display: flex; gap: 10px; align-items: center; padding: 12px 14px; border-radius: 12px; background: var(--mist); border: 1px solid var(--line); font-size: .9rem; margin: 0; }
.stepper span { flex: none; width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; background: var(--blue); color: #fff; font: 700 .9rem var(--display); }
.stepper b { color: var(--ink); font-weight: 600; line-height: 1.3; }
.jump { list-style: none; padding: 0; margin: 0 0 2em; display: flex; flex-wrap: wrap; gap: 8px; }
.jump a { display: inline-block; padding: 8px 14px; border-radius: 999px; background: var(--tint); font-weight: 600; font-size: .92rem; text-decoration: none; }
.jump a:hover { background: var(--blue); color: #fff; }

/* glossary */
.search { display: grid; grid-template-columns: 1fr auto; gap: 6px 14px; align-items: center; margin-bottom: 24px; padding: 18px; background: var(--mist); border-radius: var(--radius); border: 1px solid var(--line); }
.search label { grid-column: 1 / -1; margin: 0; }
.search output { font-size: .9rem; color: var(--muted); font-weight: 600; white-space: nowrap; }
.terms { margin: 0; display: grid; gap: 0; }
.terms > div { padding: 16px 0; border-bottom: 1px solid var(--line); }
.terms dt { font: 700 1.06rem var(--display); color: var(--ink); }
.terms dd { margin: 4px 0 0; }

/* index cards */
.icards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.icard { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; text-decoration: none; color: var(--text); transition: box-shadow .2s, transform .2s; }
.icard:hover { box-shadow: var(--shadow); transform: translateY(-3px); color: var(--text); }
.icard-img { aspect-ratio: 16/10; overflow: hidden; }
.icard-b { padding: 20px 22px 24px; display: flex; flex-direction: column; gap: 6px; }
.icard-b small { font-size: .78rem; font-weight: 700; color: var(--coral-deep); letter-spacing: .05em; }
.icard-b h2 { font-size: 1.2rem; margin: 0; }
.icard-b span { font-size: .95rem; color: var(--muted); }
.rminis { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.rmini { padding: 22px; background: #fff; border-radius: var(--radius); border: 1px solid var(--line); }
.rmini h3 { margin-bottom: 2px; }
.order { padding-left: 1.3em; }
.order li { margin-bottom: .6em; }
.ix { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.ixcol { padding: 24px; border: 1px solid var(--line); border-radius: var(--radius); }
.ixcol h2 { font-size: 1.15rem; }
.ixcol ul { margin: 0; padding-left: 1.1em; }
.ixcol li { margin-bottom: .35em; }

/* contact page */
.contact { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 56px; align-items: start; }
.contact .lead { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 30px; box-shadow: var(--shadow); border-top: 6px solid var(--coral); }
.contact-cards { list-style: none; padding: 0; margin: 0 0 28px; display: grid; gap: 12px; }
.contact-cards li { display: flex; gap: 14px; align-items: center; padding: 16px 18px; border: 1px solid var(--line); border-radius: 12px; }
.contact-cards .ic { color: var(--blue); width: 22px; height: 22px; }
.contact-cards small { display: block; color: var(--muted); font-size: .8rem; }
.contact-cards a, .contact-cards b { font-weight: 700; color: var(--ink); text-decoration: none; overflow-wrap: anywhere; }
.contact-cards a:hover { color: var(--blue); }

/* CTA strip */
.strip { background: var(--blue); color: #dfe7ff; padding: 44px 0; }
.strip-in { display: flex; align-items: center; justify-content: space-between; gap: 28px; flex-wrap: wrap; }
.strip h2 { color: #fff; font-size: clamp(1.35rem, 2.4vw, 1.75rem); margin-bottom: 4px; }
.strip p { margin: 0; }
.strip .btns { margin: 0; }

/* ---------- calculators ---------- */
.toolsec { padding: 48px 0 0; }
.calc { background: #fff; color: var(--text); border: 1px solid var(--line); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow); text-align: left; }
.sec.deep .calc, .calc { color: var(--text); }
.sec.deep .calc a { color: var(--blue); }
.calc-bar { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; padding: 16px 24px; background: var(--blue); color: #c9d7ff; font-size: .85rem; }
.calc-t { margin: 0; color: #fff; font: 700 1.08rem/1.2 var(--display); }
.calc-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
.calc-in { padding: 24px; display: grid; gap: 16px; align-content: start; }
.calc-in small { display: block; margin-top: 4px; font-size: .84rem; color: var(--muted); }
.calc-out { padding: 24px; background: var(--mist); border-left: 1px solid var(--line); display: grid; gap: 14px; align-content: start; }
.calc.wide .calc-grid { grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr); }
.pair { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.days { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.seg { border: 0; padding: 0; margin: 0; display: grid; gap: 8px; }
.seg legend { padding: 0; margin-bottom: 6px; font-weight: 600; font-size: .9rem; color: var(--ink); }
.range { display: flex; align-items: center; gap: 14px; }
.range input { flex: 1; accent-color: var(--coral); }
.range output { min-width: 3.4em; font: 700 1rem var(--display); color: var(--blue); }
.kpi { margin: 0; }
.kpi small { display: block; font-size: .82rem; font-weight: 600; color: var(--muted); }
.kpi b { font: 800 2.2rem/1.1 var(--display); color: var(--blue); letter-spacing: -.03em; }
.kpi b em { font-style: normal; font-size: 1rem; color: var(--muted); margin-left: 4px; }
.kpis { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 12px; }
.kpis .kpi { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 12px 14px; }
.kpis .kpi b { font-size: 1.45rem; }
.rows { margin: 0; background: #fff; border: 1px solid var(--line); border-radius: 12px; }
.rows > div { display: flex; justify-content: space-between; gap: 12px; padding: 10px 14px; border-bottom: 1px solid var(--line); font-size: .94rem; }
.rows > div:last-child { border-bottom: 0; }
.rows dt { color: var(--text); }
.rows dd { margin: 0; font-weight: 700; color: var(--ink); text-align: right; font-variant-numeric: tabular-nums; }
.say { margin: 0; padding: 12px 14px; border-radius: 12px; background: var(--tint); color: var(--blue-deep); font-size: .92rem; }
.stack { display: flex; height: 14px; border-radius: 999px; overflow: hidden; background: var(--line); }
.stack span { display: block; width: 0; transition: width .35s; }
.s1 { background: #9FB3E6; }
.s2 { background: var(--blue); }
.s3 { background: var(--coral); }
.key { list-style: none; padding: 0; margin: -4px 0 0; display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: .84rem; color: var(--muted); }
.key li { display: flex; align-items: center; gap: 6px; }
.key i { width: 12px; height: 12px; border-radius: 3px; display: inline-block; }
.scroll-x { overflow-x: auto; -webkit-overflow-scrolling: touch; }
table.items { width: 100%; min-width: 560px; border-collapse: collapse; font-size: .92rem; }
.items th { text-align: left; font-size: .78rem; color: var(--muted); padding: 0 6px 6px; font-weight: 700; }
.items td { padding: 4px; }
.items input { min-height: 42px !important; padding: 8px 10px !important; }
.items .num { font-weight: 700; color: var(--ink); white-space: nowrap; font-variant-numeric: tabular-nums; }
.items .x { width: 34px; height: 34px; border-radius: 8px; border: 1px solid var(--line); background: #fff; cursor: pointer; font-size: 1.2rem; line-height: 1; color: var(--muted); }
.items .x:hover { color: var(--coral-deep); border-color: var(--coral); }
.tl { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.tl li { padding: 12px 14px; background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--blue); border-radius: 10px; font-size: .92rem; display: grid; gap: 2px; }
.tl li.soon { border-left-color: var(--coral); }
.tl li.past { opacity: .6; border-left-color: var(--muted); }
.tl b { color: var(--ink); font-family: var(--display); font-size: .95rem; }
.tl em { font-style: normal; font-weight: 600; color: var(--coral-deep); font-size: .82rem; margin-left: 6px; }
.tl strong { color: var(--blue-deep); }
.tl span { color: var(--muted); }
.quiz { margin: 0; padding: 0; list-style: none; counter-reset: q; display: grid; gap: 8px; }
.quiz li { counter-increment: q; display: flex; justify-content: space-between; align-items: center; gap: 14px; padding: 12px 14px; border: 1px solid var(--line); border-radius: 12px; font-size: .95rem; }
.quiz li > span:first-child::before { content: counter(q) ". "; font-weight: 700; color: var(--blue); }
.yn { display: flex; gap: 6px; flex: none; }
.yn button { min-width: 54px; min-height: 38px; border-radius: 999px; border: 1.5px solid var(--line); background: #fff; font-weight: 700; font-size: .88rem; cursor: pointer; color: var(--text); }
.yn .yes[aria-pressed="true"] { background: var(--ok); border-color: var(--ok); color: #fff; }
.yn .no[aria-pressed="true"] { background: var(--coral-deep); border-color: var(--coral-deep); color: #fff; }
.meter { position: relative; height: 16px; border-radius: 999px; background: linear-gradient(90deg, #FFD8CC 0 45%, #FFE9B8 45% 75%, #CDEBDD 75%); overflow: hidden; }
.meter span { position: absolute; left: 0; top: 0; bottom: 0; width: 0; background: var(--blue); border-radius: 999px; transition: width .4s; }
.meter span.lo { background: var(--coral-deep); }
.meter span.mid { background: var(--warn); }
.meter span.hi { background: var(--ok); }
.meter i { position: absolute; top: 0; bottom: 0; width: 2px; background: #fff; }
.meter-k { display: flex; justify-content: space-between; font-size: .78rem; color: var(--muted); margin: -6px 0 0; }
.fix-t { margin: 0; font-size: .9rem; }
.fix { margin: 0; padding-left: 1.1em; font-size: .92rem; }
.fix li { margin-bottom: 6px; }
.fine { font-size: .86rem; color: var(--muted); margin: 14px 0 0; }
.calc.mini .calc-grid { grid-template-columns: 1fr 1fr; }

/* ---------- footer ---------- */
.foot { background: var(--blue-ink); color: #b9c6e6; font-size: .95rem; }
.foot-band { background: linear-gradient(100deg, var(--blue) 0%, var(--blue-deep) 100%); color: #dfe7ff; padding: 48px 0; }
.foot-band .wrap { display: flex; justify-content: space-between; align-items: center; gap: 28px; flex-wrap: wrap; }
.foot-band h2 { color: #fff; font-size: clamp(1.4rem, 2.6vw, 1.9rem); margin-bottom: 6px; }
.foot-band p { margin: 0; max-width: 60ch; }
.foot-grid { display: grid; grid-template-columns: 1.5fr repeat(4, 1fr); gap: 36px; padding: 60px 0 40px; }
.foot .brand, .foot .brand:hover, .foot .brand:focus { color: #fff; text-decoration: none; }
.foot .brand-t small { color: #9fb0da; }
.foot-about p { margin: 18px 0 0; }
.foot-contact { display: grid; gap: 8px; }
.foot-contact a, .foot-contact span { display: inline-flex; align-items: center; gap: 8px; color: #fff; text-decoration: none; overflow-wrap: anywhere; }
.foot-contact .ic { width: 16px; height: 16px; color: var(--coral); }
.foot-contact a:hover { color: var(--coral); }
.fh { color: #fff; font-size: .95rem; margin-bottom: 14px; letter-spacing: 0; }
.foot-links { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.foot-links a { color: #b9c6e6; text-decoration: none; }
.foot-links a:hover { color: #fff; text-decoration: underline; }
.foot-links.row { display: flex; flex-wrap: wrap; gap: 8px 20px; }
.foot-legal { border-top: 1px solid rgba(255, 255, 255, .12); padding: 26px 0 40px; display: grid; gap: 16px; font-size: .86rem; }
.foot-legal p { margin: 0; color: #8d9cc4; }
.to-top { position: fixed; right: 20px; bottom: 24px; z-index: 90; width: 48px; height: 48px; border-radius: 50%; border: 0; background: var(--blue); color: #fff; display: grid; place-items: center;
  cursor: pointer; box-shadow: var(--shadow-lg); opacity: 0; visibility: hidden; transform: translateY(10px); transition: opacity .3s, transform .3s, visibility .3s; }
.to-top.show { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { background: var(--coral); color: #2a0b02; }
.callbar { display: none; }

/* ---------- photo credits ---------- */
.credits img.thumb { width: 120px; height: 72px; object-fit: cover; border-radius: 8px; }
.credits td { font-size: .9rem; }

/* ---------- reveal (only when JS is running; no-JS shows everything) ---------- */
.js .reveal, .js [data-stagger] > * { opacity: 0; transform: translateY(22px); transition: opacity .7s cubic-bezier(.2, .8, .2, 1), transform .7s cubic-bezier(.2, .8, .2, 1); }
.js [data-stagger] > * { transition-delay: calc(var(--i, 0) * 70ms); }
.js .reveal.seen, .js [data-stagger].seen > * { opacity: 1; transform: none; }

/* ---------- responsive ---------- */
@media (max-width: 1180px) {
  .tcards { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: repeat(4, minmax(0, 1fr)); row-gap: 34px; }
  .steps::before, .steps::after { display: none; }
  .foot-grid { grid-template-columns: repeat(3, 1fr); }
  .foot-about { grid-column: 1 / -1; }
}
@media (max-width: 1080px) {
  .nav, .head-call { display: none; }
  .menu-btn { display: inline-flex; }
  html:not(.js) .menu-btn { display: none; }
  :root { --head-h: 68px; }
  .hero-in, .intro-in, .gapsec, .myth, .faqsec, .where, .contact { grid-template-columns: 1fr; gap: 40px; }
  .hero h1 { max-width: 18ch; }
  .cols { grid-template-columns: 1fr; gap: 40px; }
  .side { position: static; }
  .rcards, .gcards, .icards, .rminis, .ix { grid-template-columns: repeat(2, 1fr); }
  .tcards.three { grid-template-columns: repeat(2, 1fr); }
  .calc-grid, .calc.wide .calc-grid, .calc.mini .calc-grid { grid-template-columns: 1fr; }
  .calc-out { border-left: 0; border-top: 1px solid var(--line); }
}
@media (max-width: 760px) {
  body { font-size: 1rem; padding-bottom: 64px; }
  .wrap { width: calc(100% - 32px); }
  .brand-t small { display: none; }
  .brand-t b { font-size: .95rem; }
  .brand .mark { width: 38px; height: 38px; }
  .hero { padding: calc(var(--head-h) + 34px) 0 90px; }
  .hero .lede { font-size: 1.05rem; }
  .hero-form .lead { padding: 22px; }
  .triage-in { grid-template-columns: 1fr; }
  .srows, .rcards, .gcards, .icards, .rminis, .ix, .tcards, .tcards.three { grid-template-columns: 1fr; }
  .srow-img { width: 92px; }
  .srow { padding-right: 14px; gap: 14px; }
  .steps { grid-template-columns: 1fr; row-gap: 0; }
  .step { display: grid; grid-template-columns: 46px 1fr; column-gap: 16px; padding-bottom: 22px; }
  .step .dot { grid-row: span 2; }
  .step h3 { margin-top: 10px; }
  .myths > div { grid-template-columns: 1fr; }
  .city-list { grid-template-columns: 1fr 1fr; }
  .fgrid, .pair, .snap-facts { grid-template-columns: 1fr; }
  .days { grid-template-columns: 1fr 1fr; }
  .glance { padding: 24px 22px 0; }
  .glance figure { margin: 18px -22px 0; }
  .glance dt b { font-size: 2rem; }
  .storms { grid-auto-columns: 82%; }
  .quiz li { flex-direction: column; align-items: flex-start; }
  .phero { padding: 40px 0 46px; }
  .chips li { flex: 1 1 140px; }
  .snap { padding: 20px; }
  .mini-tl li { grid-template-columns: 1fr; gap: 0; }
  .foot-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
  .strip-in, .foot-band .wrap { flex-direction: column; align-items: flex-start; }
  .callbar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 95; display: grid; grid-template-columns: 1fr 1fr; background: var(--blue-ink); box-shadow: 0 -8px 24px -10px rgba(0, 0, 0, .4); }
  .callbar a { display: flex; align-items: center; justify-content: center; gap: 8px; min-height: 58px; color: #fff; font-weight: 700; text-decoration: none; }
  .callbar a:first-child { background: var(--coral); color: #2a0b02; }
  .callbar .ic { width: 18px; height: 18px; }
  .to-top { bottom: 78px; right: 14px; width: 44px; height: 44px; }
  .calc-in, .calc-out { padding: 18px; }
  .kpi b { font-size: 1.9rem; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  .hero-img img, .phero-img img, .pcta-img img { transform: none !important; }
  .js .reveal, .js [data-stagger] > * { opacity: 1; transform: none; }
}